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Cyber Fraud Index: What Are the Biggest Cyber Fraud Risks Facing Your Organization?

<img alt="Illuminated lightbulb on a graphic background" data-entity-type="file" data-entity-uuid="089c4d10-c4b2-45dd-a849-14cfe62d3fe9" src="/sites/default/files/inline-images/human-centered-approach-navigating-change-insights_CUMMINS-INC_022725.jpg" width="640" class="align-center" height="620" loading="lazy" /><a href="https://www.cummins.com/news/2025/02/19/human-centered-approach-navigating-change-insights-planet-and-me" target="_blank">Cummins</a>

‘The Planet and Me’ webinar series features expert conversations packed with actionable insights to drive meaningful change. When it comes to change, and change leadership, NextMapping™ founder Cheryl Cran is the authority. Whether you are a manager, engineer or sales professional, Cran says the key to successful innovation is confronting your own resistance to change.

With this knowledge plus conscious communication and personal accountability, leaders can transform workplace challenges into opportunities. While AI and automation adoption continues to accelerate, Cran argues that focusing on individuals — not tech — is the key to leading successful change.

Here is her three-pronged, human-centered approach we discussed in our conversation:

<ol><li>Change resistance is not just something to be overcome. It is something to be confronted with and understood. Treating regular one-on-ones as more than just check-ins is one opportunity for leaders to understand the human dynamics behind change resistance and to build trust through conscious communication.</li>
	<li>Change leadership creates an environment where everyone contributes to change. Cran says today's effective leader is not an autocrat but a mentor who asks powerful questions and genuinely invests in others' growth. As Cran noted, the best mentors are not threatened by others' potential — they are excited by it, even if it means their mentee might one day become their boss.</li>
	<li>Shared leadership is possible once change resistance is addressed. In a traditional hierarchical model, the leader is supposed to have all the answers. However, shared leadership empowers everyone to become a change leader regardless of title.</li>
</ol>These philosophies require leaders to be thoughtful about when to lead from the front, when to step back, and when to pivot. The things that worked for me and my leadership style 10 years ago, for example, were vastly different from the approaches I use today.

With the growth and transformational journey of Cummins Inc. in mind, I have pivoted from a focus on corporate adaptability to a focus on people — a human-centered approach. <a href="https://www.cummins.com/campaigns/planet-and-me-webinar-series?utm_source=sharepoint&amp;utm_medium=global-news-banner&amp;utm_campaign=corp-global-brand-the_planet_and_me" target="_blank">Watch the full webinar</a> to gain insights on how to cultivate change and adaptability in individuals, while leading with humanity in times of change.

A Human-Centered Approach to Navigating Change: Insights From ‘The Planet and Me’

<img alt="A human form overlaid with an image of golden circuitry and binary numbers" data-entity-type="file" data-entity-uuid="8bda6bb0-a096-44df-a62a-ad41dcbdeef4" src="/sites/default/files/inline-images/gold-machine-scaling-infrastructure-age-ai_KEYSIGHT-TECHNOLOGIES_020625.png" width="640" class="align-center" height="1024" loading="lazy" />During the gold rush, hopeful prospectors flooded the west to make their fortunes in gold. Today, technology pioneers are looking to stake their claim in the realm of artificial intelligence (AI). <a href="https://www.pwc.com/gx/en/issues/artificial-intelligence/publications/artificial-intelligence-study.html" target="_blank">Price Waterhouse Cooper (PWC)</a> estimates that 45% of total global economic gains by 2030 will be driven by AI as more sectors embrace the productivity and product enhancement benefits of AI. PWC’s research further suggests that AI could add an additional $15.7 trillion to the global gross domestic profit (GDP), which amounts to an increase of roughly 14%. This era-defining economic opportunity is driving demand for computational power and power density past what current capacity can handle.

Whether it is supplying goods, services, and security to gold prospectors or housing servers, storage systems, networking equipment, and data storage for enterprises, infrastructure enables progress. As AI adoption increases, the demand for <a href="https://www.keysight.com/us/en/industries/data-center-networking/ai-infrastructure.html" target="_blank">AI-ready compute, storage, and network capacity</a> is already exceeding its availability. This era-defining economic opportunity is driving demand for computational power and power density past what current capacity can handle.

Global government and business leaders have their eyes cast towards the possibilities that artificial intelligence (AI) promises. Policy frameworks like the European Union’s <a href="https://www.europarl.europa.eu/topics/en/article/20230601STO93804/eu-ai-act-first-regulation-on-artificial-intelligence" target="_blank">AI Act</a> and government investment schemes like the US CHIPS and Science Act provide frameworks and funding to stake their claims in the AI gold rush. Most recently, the newly inaugurated Trump administration announced the Stargate Project, a new company formed by OpenAI, Oracle, and Softbank that will invest $500 billion in building new AI infrastructure across the United States.

The private sector is also investing heavily in infrastructure to support future innovation. In November, <a href="https://www.forbes.com/sites/bethkindig/2024/11/14/ai-spending-to-exceed-a-quarter-trillion-next-year/" target="_blank" title="Forbes">Forbes</a> estimated that AI spending from the Big Tech sector will exceed a quarter trillion dollars in 2025 with the bulk of that going towards infrastructure. Microsoft alone is on track to invest $80 billion this year to build out data centers with the power and speed necessary to train powerful AI models. While these numbers seem staggering, the investment is necessary to keep pace with demand for the computational capacity required to ensure that AI innovation does not stagnate.

Computational power: the modern world’s most precious resource

AI data centers enable AI innovation because they offer the immense data storage, lightning-fast networking, and high-performance computing (HPC) capabilities required for AI workloads. They also have sophisticated cooling and power management systems that address the challenges associated with the high-density power demands of AI hardware. Without these unique features, the pioneering innovation pushing AI to its limits today would not be possible. However, as more organizations look to <a href="https://www.keysight.com/us/en/industries/data-center-networking.html" target="_blank">capitalize on the potential of AI</a>, AI data center designs — and the systems they employ — must evolve.

AI systems are rooted in machine learning (ML) and deep learning techniques, both of which are notorious for their computational intensity. AI models process vast quantities of data when they are being trained. They adapt and refine parameters throughout training to optimize performance. Even for basic models, this is a computationally intensive process.

In just a few short years, AI-based applications have advanced to a point that they’re subject to the law of diminishing returns. Increasingly complex models are needed to enhance existing use cases and to push the boundaries of emerging ones like generative AI. However, the computational power required to train advanced AI and ML algorithms increases by orders of magnitude as the models become more advanced and more demands are made of it. This magnitude can be illustrated by looking at OpenAI’s early generative AI (gen AI) machine models. Over the course of six years, the company’s machine learning models saw a staggering 300,000-fold increase in the computing power required to run their models.

Six years ago, OpenAI had little competition for the resources required to train the models that became ChatGPT. Now, there are significantly more players on the field training gen AI models – all vying for access to only modestly more resources. Computational power on the scale necessary to produce the next ChatGPT has become a precious, finite resource. Expanding access to this resource is a costly affair as evidenced by the size of investments being made to build them. With AI evolving at a breakneck speed, AI data center developers are looking for solutions to ensure that these critical innovation enablers can adapt and scale to meet future demand.

Planning for the unpredictable

Building a data center for the <a href="https://www.keysight.com/us/en/learn/hubs/ai-technology.html" target="_blank">age of AI</a> means ensuring that these facilities can accommodate the power consumption of large-scale GPU clusters, adapt to shifting balances between cloud and edge computing, and increase capacity to keep pace with rising demand without disruptions or downtime. In addition to increasing capacity by constructing new data centers, it is crucial to ensure they are reliable and secure. Currently, traditional data center testing solutions are used to design and test both the components and the systems comprising AI data centers. This approach has been pushed past its limits, necessitating a new approach.

AI data centers are comprised of intricate systems built from a complex web of individual components. A flaw in any one of these pieces weakens the infrastructure that enables the innovation and market capex it promises. An AI data center then, is only as reliable as its weakest link. On the cutting edge of performance, every chip, cable, interconnect, switch, server, and GPU represents both vast potential and equally steep risk. To mitigate this risk, each individual component must work independently and cohesively as a system – under relentless and growing demand.

Building networks capable of handling the crushing demands of AI workloads means validating every component, connection, and configuration. With the stakes and scale this high, even the smallest efficiency gain, operational improvement, or performance enhancement can push back against innovation’s diminishing returns. Staking a successful, profitable claim in this modern gold rush requires a new technology stack that can withstand whatever the future brings.

Future-Proofing AI Innovation

Meeting future demand for AI-ready networks, semiconductors, and data center equipment demands an AI-ready tech stack of test and simulation tools. This gold rush will see countless digital prospectors vying to strike a rich seam. AI-ready test and simulation tools will set the successful apart. Keysight is helping AI data center designers to future-proof designs and build out a robust tech stack of tools tailored to the dynamic needs of such complex environments. With a full-stack portfolio of simulators, emulators, and test hardware, Keysight solutions make it easy to emulate real-world AI workloads, validate network components, and optimize system-level performance across every layer from physical hardware to application-level behavior.

Gold in the Machine: Scaling Infrastructure for the Age of AI

<img alt="Person taking notes at a desk that is in a field with wind turbines." data-entity-type="file" data-entity-uuid="00d3b8e3-497f-455a-bff4-7a234c6f09e0" src="/sites/default/files/inline-images/sustainable-office-spaces_Cisco_22825.jpg" width="640" class="align-center" height="675" loading="lazy" />The need for sustainability is everywhere, including where we work.

Sustainability is an important consideration for businesses—and with good reason. From rising global temperatures to unprecedented levels of plastic pollution, we are constantly reminded of the importance of this topic

“I’m fortunate to meet with a lot of big companies every week—and this topic comes up in all my interactions,” says Snorre Kjesbu, SVP and GM of employee experiences at Cisco.

He is also fortunate in being able to help these companies out. As the person in charge of a portfolio of <a href="https://www.cisco.com/c/en/us/products/collaboration-endpoints/index.html" rel="noreferrer noopener" target="_blank">collaboration technologies</a> enabling remote working and virtual meetings, he is already instrumental in helping to cut greenhouse gas (GHG) emissions linked to business travel.

As of 2023, <a href="https://fortune.com/2023/09/15/airline-industry-business-travel-revenues-flights-emissions-climate-change/" rel="noreferrer noopener" target="_blank">12 percent of travel volume worldwide</a> was for business, but the level is falling thanks to videoconferencing. The technology is also helping cut emissions linked to commuting, by allowing more people to work from home.

Cutting corporate carbon footprints is “the right thing to do,” says Kjesbu. “It’s right that we use the scarce resources of the planet correctly.”

But sustainability is also often good for the bottom line. Research from an industry body called the Energy Efficiency Movement shows the industrial sector could save $437 billion by 2030 by applying efficiency measures such as digitizing machinery and processing data in the cloud.

“There is often a view that being sustainable costs more money, but that’s not the case when it comes to efficiency,” says Energy Efficiency Movement communication and marketing lead Lisa Bounoure. “Efficiency offers clear return on investment.”

For Kjesbu, this quest for efficiency does not stop at helping cut the GHG emissions involved in corporate meetings. Cisco, which has a goal to reach net zero GHG emissions across its value chain <a href="https://www.cisco.com/c/en/us/about/csr/environmental-sustainability/net-zero.html" rel="noreferrer noopener" target="_blank">by 2040</a>, is also striving to improve the lifecycle efficiency of its products.

As an example, 52% of the plastic in the Cisco Collaboration devices product line is post-consumer recycled (PCR) plastic. Kjesbu says that replaces the use of 154 tonnes of virgin plastic with plastic removed from the waste stream, an amount of plastic equal to 7 million rubber ducks per year.

The ENERGY STAR®-certified phones are also designed to require minimal amounts of metals, so even the top-end models in the series only weigh around a kilogram. Less weight means less energy is required to ship the phones in bulk, reducing supply chain costs and emissions.

In addition to using fewer materials in manufacturing, office devices are being designed to consume less energy throughout their lifecycle.. The new <a href="https://www.webex.com/us/en/devices/board-series/cisco-board-pro.html" rel="noreferrer noopener" target="_blank">Cisco Board Pro</a>, for instance, has been engineered to consume85-89 percent less power in standby mode versus Display Off.

Cutting standby power might not seem like a big deal, but all the devices currently in sleep mode around the world account for 1 percent of global carbon emissions, or about a third of the amount caused by aviation in 2023. And cutting these emissions can have a multiplier effect, says Kjesbu.

“If you use less power in sleep mode, it also means you generate less heat and so you don’t need to cool buildings as much,” he notes.

But the real prize for office sustainability is to amplify such multiplier effects with digital technology. Smart building systems can determine whether a work area is being used and—if not—shut down lighting and heating systems automatically, potentially saving massive amounts of energy.

According to the Energy Efficiency Movement, more than 40 percent of the energy used in a typical commercial building is for heating, ventilation, and air conditioning (HVAC)—and around 35 percent of it is wasted.

However, a digital building management system with artificial intelligence can help cut HVAC emissions by up to 40 percent, while slashing 25 percent off operating costs.

This is a remarkable sustainability gain, but Kjesbu has another sustainable office equipment design trick up his sleeve: making things last longer. “If you design products that last longer, you will buy fewer and have a smaller footprint,” he says.

“It’s a big difference if a product lasts four years or seven years,” he adds.

In taking sustainability to heart, Cisco is staying ahead of a growing workplace trend.

Sustainability is an increasingly important factor in office design," says John Stephan, a building products and services deal advisory partner at the accountancy firm BDO.

“From building materials to office-based technologies, we are seeing a growing appetite for options that reduce waste and emissions," he says.

As far as the planet is concerned, that is a healthy appetite indeed—and one that conscious corporations such as Cisco are happy to satisfy.

View original content <a href="https://newsroom.cisco.com/c/r/newsroom/en/us/a/y2025/m02/setting-a-course-for-more-sustainable-office-spaces.html" target="_blank">here</a>.

Cisco: Setting a Course for More Sustainable Office Spaces

<img alt="birds eye view of New York City" data-entity-type="file" data-entity-uuid="0bb2493c-f2cf-496b-9652-1d9317b6b29d" src="/sites/default/files/inline-images/Landmark-Connectivity_T-Mobile_022625.jpeg" width="640" class="align-center" height="640" loading="lazy" />BELLEVUE, Wash., March 3, 2025 /CSRwire/ - The City of New York selected T-Mobile (NASDAQ: TMUS), America’s 5G leader, as the municipal entity single carrier to support a wide variety of mission-critical operations across the city.

“Our mission is to use reliable, cutting edge technology to make New York City safer and more affordable for all, and this collaboration with T-Mobile is helping us do just that,” said New York City Chief Technology Officer Matthew Fraser. “By leveraging T-Mobile’s innovative technology, we’re ensuring that New York City’s first responders have the tools they need to operate at the highest level — a critical component of our mission to enhance public safety.”

A Bold Vision for the Future of NYC  
The deal represents another major step in delivering on the city’s mission of making the city safer and more affordable. By choosing T-Mobile’s proven, best-in-class 5G standalone network, New York City is poised to benefit from:

<ul><li>Unprecedented support for first responders: NYC’s public safety network, will have access to the latest 5G technology in the nation — 5G standalone (SA) — to support public safety innovation that the city is known for. 5G SA brings benefits like network slicing and increased security, and powers T-Mobile's revolutionary network solution for first responders: <a href="https://www.t-mobile.com/news/business/t-priority-network-slice-for-first-responders" target="_blank">T-Priority</a>. T-Mobile was the first provider in the world to roll out a 5G standalone network back in 2020 and runs the largest scaled 5G standalone network in the U.S. today.</li>
	<li>Unbeatable benefits for NYC employees: City employees and their families will soon have access to incredible discounts on T-Mobile’s best plans on the nation’s leading 5G network. These plans come packed with incredible benefits like the <a href="https://www.t-mobile.com/tv-streaming" target="_blank">best entertainment streaming bundle</a> in wireless, <a href="https://www.t-mobile.com/benefits/travel/in-flight-wifi" target="_blank">free in-flight Wi-Fi</a> across major airlines, <a href="https://www.t-mobile.com/customers/unlimited-roaming-sms-data" target="_blank">high-speed data and texting abroad</a> and so much more.</li>
</ul>Advanced Technology for NYC’s First Responders  
T-Mobile’s network will serve as the connectivity backbone for the largest public safety departments in the U.S., in one of the most scaled, congested, and demanding environments for connectivity anywhere in the world. That’s why New York City’s first responders will have access to T-Mobile’s T-Priority, an innovative solution that delivers America’s best 5G network experience for first responders on the front lines. It features the nation’s first 5G network slice for first responders, bringing them lower latency and faster 5G speeds more consistently and the highest priority across every single 5G band even — and especially — in times of extreme congestion.

“The opportunity to serve the first responders, employees and residents of New York City is a tremendous honor for T-Mobile and we’re already off to a great start,” said Callie Field, President, T-Mobile Business Group. “The scale and scope of what this city does to keep its people safe every day, paired with the administration’s vision of a safer and more affordable New York is a perfect match for T-Mobile's relentless focus on delivering innovative, next-generation solutions that combine the nation’s leading 5G network with the greatest customer value in wireless.”

Learn more about T-Priority and first responder benefits by visiting <a href="https://www.t-mobile.com/business/t-priority" target="_blank">https://www.t-mobile.com/business/t-priority</a>.

Follow <a href="https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Ftwitter.com%2FTMobileNews&amp;data=02%7C01%7CGina.Cohen3%40T-Mobile.com%7C99a364c68ae74ac2a38508d7a6aa2b95%7Cbe0f980bdd994b19bd7bbc71a09b026c%7C0%7C0%7C637161122116110118&amp;sdata=EmvFbas31iO9vDTPE5udP5OqKFD%2FYropl5DHQhnsqaE%3D&amp;reserved=0" target="_blank">@TMobileNews</a> on X, formerly known as Twitter, to stay up to date with the latest company news.

# # #

About T-Mobile  
T-Mobile US, Inc. (NASDAQ: TMUS) is America’s supercharged Un-carrier, delivering an advanced 4G LTE and transformative nationwide 5G network that will offer reliable connectivity for all. T-Mobile’s customers benefit from its unmatched combination of value and quality, unwavering obsession with offering them the best possible service experience and undisputable drive for disruption that creates competition and innovation in wireless and beyond. Based in Bellevue, Wash., T-Mobile provides services through its subsidiaries and operates its flagship brands, T-Mobile, Metro by T-Mobile and Mint Mobile. For more information please visit: <a href="https://www.t-mobile.com/" target="_blank">https://www.t-mobile.com</a>

Media Contact  
T-Mobile US, Inc. Media Relations  <a href="mailto:MediaRelations@T-Mobile.com" target="_blank">MediaRelations@t-mobile.com</a>

Investor Relations Contact  
T-Mobile US, Inc.  <a href="mailto:investor.relations@t-mobile.com" target="_blank">Investor.Relations@t-mobile.com</a>  <a href="https://investor.t-mobile.com/" target="_blank">https://investor.t-mobile.com</a>

T-Mobile Wins Landmark Connectivity Deal With the City of New York, Enhancing Public Safety and Affordability

<img alt="people at the GreenBiz event" data-entity-type="file" data-entity-uuid="aa307cee-2bd8-40c4-bd50-911a83229fe2" src="/sites/default/files/inline-images/Enhance-Nature-Communities3_Chemours_022625.jpg" width="640" class="align-center" height="603" loading="lazy" />At the recent GreenBiz25 conference, I had the privilege to lead a break-out session on nature case studies and join a panel to discuss integrating nature into corporate strategy. I was able to share how Chemours is actively working to enhance nature and ecosystem resilience across our sites while engaging our communities.

At Chemours, we take our commitment to protect the environment and our communities seriously. That’s why we partnered with <a href="https://tandemglobal.org/" target="_blank">Tandem Global</a> (formerly Wildlife Habitat Council) to complete nature and biodiversity assessments in 2024, including using the Taskforce on Nature Related Financial Disclosures (TNFD) and the United Nations Environment Programme (UNEP) guidance to identify and understand the nature-related dependencies, impacts, risks and opportunities within Chemours operations and our value chain, ensuring we are well-positioned to report on and address these critical issues.

This collaboration helped us build a framework aligned with our corporate <a href="https://www.chemours.com/en/about-chemours/vision" target="_blank">vision</a> and enables our sites to enhance their conservation efforts. As part of this work, we launched the "Power of ChemisTREE" program, which exemplifies our commitment to renewing habitats and fostering conservation across our operational sites and in the communities where we work. The Power of ChemisTREE focuses on multiple fronts, including tree planting, invasive species removal, and the creation of pollinator gardens, all of which play crucial roles in enhancing environmental resilience.
<img alt="bird houses" data-entity-type="file" data-entity-uuid="2e7d4f41-6076-4f53-8006-8f1b1d85af82" src="/sites/default/files/inline-images/Enhance-Nature-Communities2_Chemours_022625.jpeg" width="640" class="align-center" height="900" loading="lazy" />By integrating nature into our <a href="https://www.chemours.com/en/about-chemours/vision" target="_blank">strategy</a> and engaging beyond corporate teams to meet our employees where they are, we are driving real, tangible actions that contribute to our long-term sustainability goals and support our work to strengthen Chemours for the long term. Our journey is ongoing, and we are committed to doing our part to ensure ecosystem resilience and nature stewardship.
<img alt="two people smiling together outside" data-entity-type="file" data-entity-uuid="77d70f6e-0291-4660-8fe6-391baee18b53" src="/sites/default/files/inline-images/Enhance-Nature-Communities_Chemours_022625.jpeg" width="640" class="align-center" height="800" loading="lazy" />

Embracing Nature: Chemours’ Work To Enhance Nature in Its Communities

<img alt="Five people seated, one with a microphone addressing an audience" data-entity-type="file" data-entity-uuid="5b09611e-9122-47b9-a095-2d1d6b48cfe8" src="/sites/default/files/inline-images/adj-champions-social-sustainability-finance_IWBI_022625.png" width="640" class="align-center" height="853" loading="lazy" />By Minjia Yang and Kristen Coco

A <a href="https://www.globalcompactusa.org/news/un-global-compact-network-usa-releases-new-report-on-sustainable-finance-in-the-u-s" target="_blank">new report on sustainable finance</a> developed by the United Nations Global Compact Network USA features the International WELL Building Institute (IWBI), highlighting the critical role of social sustainability in driving financial strategies and investment decisions.

The report, <a href="https://www.globalcompactusa.org/selected-publications/driving-progress-sustainable-finance-for-the-advancement-of-the-sdgs" target="_blank">Driving Progress: Sustainable Finance for the Advancement of the SDGs</a>, “explores how American businesses leverage sustainable finance to address the world’s most pressing challenges while generating competitive returns.” Examples from IWBI, along with other industry-leading companies like Citi and International Motors, showcase how businesses are embedding sustainability considerations into financial strategies to drive long-term value. IWBI case studies reflect its leadership in advancing people-first strategies and integrating health, well-being and equity considerations into financial decision-making, corporate governance and investment frameworks.

We caught up with Minjia Yang, Vice President and Head of Sustainable Finance at IWBI, who recently joined leading finance and sustainability experts to help launch the report at GreenBiz 25 during the Driving Progress: Sustainable Finance for the Advancement of the SDGs event. Here’s what she had to say about the growing role of people-centered strategies in sustainable finance.

Q: What’s the state of sustainable finance today, and how can sustainable finance align corporate objectives with social and environmental impact?

A: Despite the rapid expansion of sustainable finance, social factors remain significantly underrepresented, accounting for just 23% of sustainability-linked financing since 2017.(1) At IWBI, we are working to change that by demonstrating how prioritizing human health, safety and well-being can drive measurable business and societal benefits.

Sustainability-linked loans, bonds and other financial instruments can incorporate verified social sustainability strategies, such as those outlined in the WELL Building Standard (WELL), to enhance business performance and advance the Sustainable Development Goals (SDGs). We are seeing firsthand how organizations and investors are increasingly leveraging third-party verified sustainability frameworks to enhance workforce well-being, strengthen impact measurement and improve organizational resilience.

IWBI’s inclusion in the UN Global Compact Network USA report further emphasizes that social sustainability is a critical piece of the finance puzzle. The report helps to validate the awareness that investments in people-centric strategies are essential to long-term financial resilience and impact. Research cited in the report shows that investments in healthier workplaces, fair labor practices and inclusive design strategies can drive financial returns by improving productivity, reducing absenteeism and enhancing employee retention.

Q. What are your top three takeaways about the evolution of sustainable finance?

A. The future of sustainable finance is about leadership. Companies have a choice: to lead or to follow. With 40+ sustainability taxonomies worldwide, global businesses can no longer afford to focus only on domestic regulations. Proactive action on sustainability regulation and finance is essential for long-term business resilience.

Sustainability labels may evolve, but the core values remain. Labels, definitions and terminology in sustainability will continue to shift, but the fundamental principles that bring us together—building a responsible, resilient future—remain unchanged.

True sustainability means both environmental and social resilience. Social sustainability strategies, like those found in the WELL Standard, are increasingly embedded in sustainable finance frameworks and corporate reporting globally, demonstrating the financial value of investing in people.

Q: What’s next on the horizon for IWBI’s continued leadership in sustainable finance?

A. As a global sustainability standards body with a dedicated focus on social sustainability, IWBI will continue to help shape international conversations on sustainable finance, responsible investment and corporate reporting. Through our work, we’re providing a framework to integrate people-first sustainability strategies into financial instruments and corporate governance.

In 2024, IWBI launched the <a href="https://www.wellcertified.com/advisories/sustainable-finance-advisory" target="_blank">Sustainable Finance Task Force</a>, bringing together leading organizations—including UN Global Compact Network USA, World Economic Forum, Milken Institute, Aviva Investors, AON, Basis Investment Group, Aligned Climate Capital, GBCI and others—to accelerate the flow of capital and policy toward social sustainability.

Building on this momentum, IWBI will publish a comprehensive special report on sustainable finance this year, featuring case studies from pioneering organizations worldwide. This new resource is designed to drive innovation and expand the adoption of holistic sustainability strategies in financing and investment activities across industries and global markets.

In July of this year, we’ll also host our second-ever <a href="https://www.wellcertified.com/events/" target="_blank">Social Sustainability Summit</a> in Amsterdam, The Netherlands, to further explore sustainable finance strategies, the equitable transition to a low-carbon economy, global regulatory trends in sustainability and innovative approaches to enhance well-being for people and the planet.

With WELL adoption spanning nearly 5.8 billion square feet across 136 countries as of January 2025, IWBI has played a pivotal role in demonstrating how organizations, financial markets and regulatory frameworks can better incorporate social impact metrics alongside environmental considerations.

Q. And finally, what’s one tip you have for organizations starting their sustainable finance journey?

A: Organizations should consider holistic KPIs for sustainable finance—including both environmental and social metrics such as employee health and well-being, community engagement, and end-user impact. These factors are not only crucial for a sustainable finance framework but also for long-term business success. (2, 3, 4)

Download the UN Global Compact Network USA report: <a href="https://www.globalcompactusa.org/selected-publications/driving-progress-sustainable-finance-for-the-advancement-of-the-sdgs" target="_blank">Driving Progress: Sustainable Finance for the Advancement of the SDGs</a>.

For more information on IWBI’s role in sustainable finance, visit <a href="http://www.wellcertified.com/esg" target="_blank">www.wellcertified.com/esg</a> and access the <a href="https://resources.wellcertified.com/tools/slide-deck-sustainable-finance/" target="_blank">WELL - Sustainable Finance Slide Deck</a>. 
 

(1) International Finance Corporation, Social KPIs Matter: Setting Robust Indicators for Sustainability-Linked Finance, Washington D.C., 2023, <a href="https://commdev.org/wp-content/uploads/pdf/publications/Social_KPIs_Matter_Draft_for_Discussion.pdf" target="_blank">https://commdev.org/wp-content/uploads/pdf/publications/Social_KPIs_Matter_Draft_for_Discussion.pdf</a> (2) “The Financial Impact of Healthy Buildings,” MIT Media Lab, December 1, 2020, [<a href="https://realestateinnovationlab.mit.edu/research_article/the-financial-impact-of-healthy-buildings/" target="_blank">https://realestateinnovationlab.mit.edu/research_article/the-financial-impact-of-healthy-buildings/</a> ](Brown, Martin, “Demonstrating the New Normal,” Specifi, <a href="https://www.specifi.co.uk/demonstrating-the-new-normal/" target="_blank">https://www.specifi.co.uk/demonstrating-the-new-normal/</a>) (3) Tsai, H., Wu, Y., “Changes in Corporate Social Responsibility and Stock Performance,” Journal of Business Ethics, 178, 735-755, 2022, <a href="https://doi.org/10.1007/s10551-021-04772-w" target="_blank">https://doi.org/10.1007/s10551-021-04772-w</a> (4) Brown, Martin, “Demonstrating the New Normal,” Specifi, <a href="https://www.specifi.co.uk/demonstrating-the-new-normal/" target="_blank">https://www.specifi.co.uk/demonstrating-the-new-normal/</a>

View original content <a href="https://resources.wellcertified.com/articles/iwbi-champions-social-sustainability-in-sustainable-finance-featured-in-un-global-compact-network-usa-report/" target="_blank">here</a>.

IWBI Champions Social Sustainability in Sustainable Finance, Featured in UN Global Compact Network USA Report

<center><iframe allow="accelerometer; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="370" src="https://www.3blmedia.com/sites/default/files/2025-02/ContentStudio_video.mp4" width="100%"></iframe></center>

<a href="https://cloud.email.websterbank.com/2025-01-cyber-survey-webinar?utm_source=LinkedIn&amp;utm_medium=Social_Paid&amp;utm_campaign=2025_Q1_COMM_WEBEmp_CyberFraud&amp;utm_content=Webinar2025Video" target="_blank">Download the Webster Bank Cyber Fraud Index here</a>

We asked C-Suite leaders...What are the biggest cyber fraud risks facing your organization?

In their answers, common themes emerged: third-party risks, phishing, social engineering and ransomware. Artificial intelligence was also mentioned as a growing risk.

<blockquote>
“Recently, largest risks appear to be with effective identity management, as well as third-party risk for subcontractors.”

“The phishing emails to the finance people pretending to be their bosses asking to transfer money.”

“Customer data loss, reputation loss, ransomware attacks, service disruption.”
</blockquote>

Top Cyber Fraud Concerns
<img alt="Top Cyber Fraud Concerns." data-entity-type="file" data-entity-uuid="7c4643d2-698a-4b1b-a6c0-4d13ae3e9d09" src="/sites/default/files/inline-images/Cyber%20Fraud%20Index_Webster%20Bank_2.7.25F.png" width="640" class="align-center" height="878" loading="lazy" />The executives we surveyed are most concerned with phishing, ransomware and the theft of their customers’ data. Theft of organization data and malware were also top concerns.

<ul><li>88%: Phishing</li>
	<li>85%: Ransomware</li>
	<li>77%: The theft of our customers’ data</li>
	<li>77%: Theft of org’s data</li>
	<li>74%: Malware</li>
</ul>The Impact

91%: Your company’s reputation 

<ul><li>59%: Very concerned</li>
	<li>32%: Concerned</li>
</ul>89%: Your customers’ trust

<ul><li>56%: Very concerned</li>
	<li>33%: Concerned</li>
</ul>81%: Your company’s operations

<ul><li>39%: Very concerned</li>
	<li>42%: Concerned</li>
</ul>80%:Your financial losses

<ul><li>44%: Very concerned</li>
	<li>36%: Concerned</li>
</ul>69%: Your Employees

<ul><li>21%: Very concerned</li>
	<li>48%: Concerned</li>
</ul>54%: Your relationship with your vendors/suppliers

<ul><li>21%: Very concerned</li>
	<li>33%: Concerned</li>
</ul>Top Concerns About Cyber Fraud’s Impact

We asked executives what they were most concerned with in terms of the impact of cyber fraud. Many were worried about their company’s reputation and customer trust.

Cybersecurity Statements
<img alt="Cybersecurity Statements." data-entity-type="file" data-entity-uuid="0ec72612-b9c8-48a3-804a-616db8f3c7dd" src="/sites/default/files/inline-images/Cyber%20Fraud%20Index_Webster%20Bank_2.7.25E.png" width="640" class="align-center" height="788" loading="lazy" />When asked to choose from various statements related to cybersecurity and cyber fraud, many C-Suite leaders said they had cybersecurity plans, but still worried about risks.

Statements

<ul><li>91%: Our organization has a clear plan for mitigating cybersecurity issues.</li>
	<li>85%: I worry about our suppliers and vendors exposing us to cybersecurity issues.</li>
	<li>72%: Cybersecurity and cyber fraud issues keep me up at night.</li>
</ul>Note that while few executives feel that cybersecurity issues are out of their control, more than half don’t think their cybersecurity budget is adequate.

<ul><li>55%: Our cybersecurity budget is adequate.</li>
	<li>12%: Cybersecurity issues are outside of my control.</li>
</ul>Cyber Fraud Incidence
<img alt="Cyber Fraud Incidence." data-entity-type="file" data-entity-uuid="88608871-3dd1-4589-ad9b-3a16dea05e55" src="/sites/default/files/inline-images/Cyber%20Fraud%20Index_Webster%20Bank_2.7.25D.png" width="640" class="align-center" height="708" loading="lazy" />63% of executives we surveyed reported experiencing cyber fraud one or more times in the past two years.

<ul><li>3%: 10+ Times</li>
	<li>3%: 6-9 Times</li>
	<li>6%: 4-5 Times</li>
	<li>21%: Once</li>
	<li>29%: 2-3 Times</li>
	<li>37%: Never</li>
</ul>Losses

51% of respondents reported losses between $10,000 and $500,000 from their most significant cyber fraud incident, while 11% reported losses exceeding $1 Million.

Protection Measures Taken Organizationally

Two-factor authentication and firewalls are the most common cybersecurity approaches taken. Only half of respondents have established an advisory council to address cyber fraud issues.

What are the most valuable steps your organization has taken to prevent or minimize cyber fraud?

Many answered with training and education for their employees, as well as using third-party vendors — despite many being concerned by third-party risks. Multifactor authentication (MFA) and zero-trust architecture were also frequently mentioned.

<blockquote>
“Launch of company-wide training on cybersecurity, which is mandatory for all employees.”

“Using zero-trust architecture...has forced a process of verification and authentication based on behaviors and triggers.”

“Third-party software to prevent cyber risks.”
</blockquote>

Protection Measures Taken for Employees

Almost all executives restrict employee access to data and information, and require passwords and regular password changes. 3 out of 4 have hired employees who focus on cybersecurity.

Protection Measures

<ul><li>76%: Hired ee(s) to focus on cybersecurity</li>
	<li>78%: Require ee's to log into VPN when remote</li>
	<li>89%: Require regular security training</li>
	<li>89%: Require ees to change password regularly</li>
	<li>93%: Require ee's to use passwords to access data</li>
	<li>94%: Limited employee access to data &amp; info</li>
</ul>Organizational Protection Measures

<ul><li>96%: Instituted two-factor authentication</li>
	<li>94%: Installed firewall for computer systems</li>
	<li>87%: Created critical incident/disaster recovery plan</li>
	<li>82%: Purchased cybersecurity insurance</li>
	<li>65%: Signed up for online security monitoring</li>
	<li>61%: Invested in fraud protection software</li>
	<li>52%: Formed cybersecurity advisory council</li>
</ul>Protection Measures Taken Organizationally

Two-factor authentication and firewalls are the most common cybersecurity approaches taken. Only half of respondents have established an advisory council to address cyber fraud issues.

<a href="https://cloud.email.websterbank.com/2025-01-cyber-survey-webinar?utm_source=LinkedIn&amp;utm_medium=Social_Paid&amp;utm_campaign=2025_Q1_COMM_WEBEmp_CyberFraud&amp;utm_content=Webinar2025Video" target="_blank">Get a C‑suite view of cyber fraud; download the Webster Bank Cyber Fraud Index here.</a>

We asked C-Suite leaders...What are the biggest cyber fraud risks facing your organization?

In their answers, common themes emerged: third-party risks, phishing, social engineering and ransomware. Artificial intelligence was also mentioned as a growing risk.

<img alt="different food items" data-entity-type="file" data-entity-uuid="3994b6a0-3aa6-43f0-9db7-735ac58eb74a" src="/sites/default/files/inline-images/fooditems_Sysco_013125.png" width="640" class="align-center" height="617" loading="lazy" /><a href="https://mediacdn.sysco.com/images/rendition?id=f293f1209005537a4705c8fc65adf2a7363eb0ca&amp;_gl=1*12j2vqj*_gcl_au*MjExMDQzNzkyNC4xNzM2NDU1MTU2*_ga*MTkyNTIzNDI4OS4xNzA4NTUxMjc4*_ga_TF2QDNNXSC*MTczNzU3Njc5Ny43NS4wLjE3Mzc1NzY3OTcuNjAuMC41MTk1NTgzODY." target="_blank">Originally published in Sysco's 2024 Sustainability Report</a>

Our One Planet One Table Assortment increases access to items produced with our planet and people in mind. Hallmarks of the program include:

Responsibly Sourced:  
Products that align with our commitment to sustainability, ethical practices and fostering a positive social impact.

Eco Focused:  
Products produced via methods that reduce environmental impacts, emphasize sustainable practices and promote biodiversity.

Designed to Reduce Waste:  
Products developed with the intent to minimize landfill waste via recycling, reuse or composting.

Aligning with industry-leading standards and certifications

Wholesome Farms® Imperial Cage Free Liquid Whole Eggs are American Humane Certified for production using science-based standards centered on the globally accepted Five Freedoms of Animal Welfare: freedom from hunger and thirst; freedom from discomfort; freedom from pain, injury or disease; freedom to express normal behavior; and freedom from fear and distress.

Sysco FreshPoint Natural and Imperial Fresh lettuce participate in the Sysco Sustainable Produce Program supported by the Sustainable Food Group Sustainability Standard™. Participating farmers are committed to growers’ welfare and to reducing on-field environmental impacts through soil health, responsible nutrient use and irrigation management.

Citavo Imperial Colombian Coffees are Rainforest Alliance Certified and made from 100% Arabica beans harvested from high-altitude regions around the world. Other Citavo tiers encourage sustainability in a unique way. Citavo Classic Coffees participates in Good Grounds, which increases access to resources for socially just, environmentally responsible, and profitable farming, while Citavo Supreme Coffees are both USDA Organic and Fair Trade Alliance Certified.

Our Earth Plus Paper Fiber Containers are unbleached and per- and polyfluoroalkyl substances (PFAS)-free. Certified by the BPI, these disposable takeout boxes meet science-based standards for compostability in industrial composting facilities.

BY THE NUMBERS 

<ul><li>3.5K+ items</li>
	<li>20+ leading sustainability certification and standards backing the assortment</li>
	<li>15 product categories</li>
	<li>74% Sysco Brand items</li>
</ul><a href="https://www.sysco.com/sustainability/corporate-social-responsibility" target="_blank">To learn more about Sysco's commitment to sustainability, visit our webpage</a>

<a href="https://mediacdn.sysco.com/images/rendition?id=f293f1209005537a4705c8fc65adf2a7363eb0ca&amp;_gl=1*12j2vqj*_gcl_au*MjExMDQzNzkyNC4xNzM2NDU1MTU2*_ga*MTkyNTIzNDI4OS4xNzA4NTUxMjc4*_ga_TF2QDNNXSC*MTczNzU3Njc5Ny43NS4wLjE3Mzc1NzY3OTcuNjAuMC41MTk1NTgzODY." target="_blank">For full details about Sysco's 2024 Sustainability Report, visit here.</a>

Our One Planet One Table Assortment increases access to items produced with our planet and people in mind. Hallmarks of the program include:

Sysco 2024 Sustainability Report: At the Heart of One Planet One Table

‘The Planet and Me’ webinar series features expert conversations packed with actionable insights to drive meaningful change. When it comes to change, and change leadership, NextMapping™ founder Cheryl Cran is the authority.

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