Originally published on U.S. Bank company blog

Edy Francisco didn't intend to get into the auto wrapping business. He started out as a car detailer in Omaha, Nebraska, and noticed that several of his customers’ cars had wraps on their vehicles.

"That's how we got our idea to see if we could do wraps on cars," said Francisco, who owns Omaha Auto Wraps.

Francisco’s vision – to grow his business by doing more – helped Omaha Auto Wraps have tremendous growth over its five-year history. His business now includes vehicle wrapping for commercial and personal vehicles, custom signs and floors, and screen printing and embroidery for custom T-shirts to outfit teams like construction crews or car dealership employees. That growth came with a need to invest in equipment.

“We were getting more orders for clothing from our customers and our machines weren’t enough to get the job done,” Francisco said. “I was financing my equipment with other [banks] and hadn’t done so well.”

That was until he met Said Morga Cruz, a small business specialist at U.S. Bank. Morga Cruz has helped Francisco purchase multiple pieces of equipment, including an embroidery machine that now can complete six shirts at once instead of the single shirt their previous machine allowed for.

“It was pretty easy deciding on this loan with U.S. Bank, because I was a little worried about how I was going to come up with cash because a major portion of the equipment here was purchased with cash,” Francisco said.

Omaha Auto Wraps now uses U.S. Bank for business checking and a business credit card as well as cash flow management. Morga Cruz also worked with Francisco on additional equipment finance loans as well as a U.S. Bank Quick Loan to help renovate his rented space to fit his business’ needs.

“We are like a dream factory,” Morga Cruz said. “They have ideas, they have a business plan, but sometimes they don’t have the working capital or the connections to make those dreams come true. That’s why I believe banks, like U.S. Bank, are really important because they power human potential.”

It’s not just Francisco that is finding financing solutions with U.S. Bank, but his customers are, too.

“They’ve asked me if I offered financing,” he said. “At the time, I didn’t have anyone to recommend and simply told them no,” but now Morga Cruz is regularly in contact with businesses who come to Omaha Auto Wraps to finance wraps or other needs.

As for Francisco, many of his immediate goals have been checked off – but there’s still one that’s lingering for his business right now.

“My dream, personally, has been met,” Francisco said. “We got our own home, and our business has become settled. My goal now is that we have our own [building].”

U.S. Bank

U.S. Bank

About U.S. Bank
U.S. Bancorp, with approximately 70,000 employees and $601 billion in assets as of September 30, 2022, is the parent company of U.S. Bank National Association. The Minneapolis-based company serves millions of customers locally, nationally and globally through a diversified mix of businesses: Consumer and Business Banking; Payment Services; Corporate & Commercial Banking; and Wealth Management and Investment Services. The company has been recognized for its approach to digital innovation, social responsibility, and customer service, including being named one of the 2022 World’s Most Ethical Companies and Fortune’s most admired superregional bank. Learn more at usbank.com/about.

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